Using SHA instead of OUR is more cost-effective for our customers. With SHA, we have a special agreement with our bank allowing us to cover certain fixed costs, meaning you only pay a $6 recipient bank fee. In comparison, selecting the OUR option would obligate you to pay the entire recipient bank fee, which is significantly higher than the $6 fee imposed by SHA. This makes SHA the more economical choice.
Selecting the SHA option guarantees that funds are transferred to us more promptly, expediting the overall transaction and allowing you to receive the units faster. This approach facilitates a more efficient payment process. In contrast, with the OUR payment method, recipient banks may withhold funds until they receive the payment, which can take several days before releasing them to us. By choosing SHA, you benefit from quicker processing times and a smoother transaction experience.